Zypto's Premium Virtual Visa Card is a reloadable card that lets you spend crypto like regular money, anywhere Visa is accepted. It's issued instantly after KYC approval, managed entirely in the Zypto app, and can be added to Apple Pay, Google Pay, and Samsung Pay for contactless payments.
Key Features
Instant issuance: Your virtual card is ready the moment your KYC is approved.
Reloadable: Top up from your crypto wallet whenever you need to. Funds are available immediately.
3D Secure supported: Works at merchants that require 3DS authentication.
Mobile wallet compatible: Add to Apple Pay, Google Pay, or Samsung Pay.
ATM access: Use at NFC-enabled ATMs for contactless withdrawals.
Full in-app management: Check balance, view transactions, change PIN, freeze/unfreeze.
Visa Signature benefits: Luxury hotel access, airport lounges, purchase protection, and more at no extra cost.
Accepted in 180+ countries (excluding sanctioned regions).
Fees
Virtual card creation | Free |
Activation fee | None |
Monthly fee | None |
Per-transaction fee | $0.30 |
Card load fee | 3% |
Foreign exchange (FX) fee | 1.75% |
Fees are subject to change. Always check the quoted price during checkout.
How to Get One
Getting a virtual Premium card takes just a few minutes:
Open the Zypto app and navigate to the card section.
Select "Get Your Zypto Visa Card."
Complete identity verification (KYC) through SumSub.
Once approved, your virtual card is issued instantly.
Load funds from your crypto wallet and start spending.
For a detailed step-by-step walkthrough with screenshots, see our How To Get a Zypto Premium Visa Card guide.
Want a Physical Card Too?
Virtual and physical Premium cards share the same features. The physical card adds full ATM access and in-store tap-to-pay. It ships within 1 business day of KYC approval. For a full comparison, see Zypto Card Types Explained.
Questions? Our support team is available 24/7 in most regions.