Zypto's Premium Visa Cards are reloadable cards you can order directly in the Zypto app. Both virtual and physical cards are available, and they share the same features. This article covers how to get one in the app.
Getting a Virtual Reloadable Card
The virtual card is the fastest way to start spending. It's issued instantly after KYC approval.
Open the Zypto app and tap the Cart icon on the bottom navigation bar.
Select "Get Your Zypto Visa Card".
Enter your email, phone number, and name.
Complete identity verification (KYC) through SumSub. You'll need a valid photo ID and proof of address.
Once KYC is approved, your virtual card is issued instantly.
Load funds from your crypto wallet and you're ready to spend online, in apps, or via mobile wallets (Apple Pay, Google Pay, Samsung Pay).
For a detailed step-by-step walkthrough, see our Step-by-Step Guide.
Getting a Physical Reloadable Card
The physical card gives you full ATM access and in-store tap-to-pay on top of everything the virtual card offers. The process is the same as above. After KYC approval, your physical card ships within 1 business day and typically arrives within 5-14 business days depending on your location.
Both virtual and physical cards share the same features: 3D Secure, mobile wallets, Visa Signature benefits, and full in-app management.
Loading Your Card
Once you have your card, load it with crypto directly in the app. Your crypto converts to USD at the moment you load, so the spending value is locked in. You can load from your Zypto wallet, an external wallet or exchange, or via KuCoin Pay. For full details, see How to Load Your Zypto Card.
Fees
Virtual card creation | Free |
Activation fee | None |
Monthly fee | None |
Per-transaction fee | $0.30 |
Card load fee | 3% |
Foreign exchange (FX) fee | 1.75% |
Physical card shipping | Varies by location |
Fees are subject to change. Always check the quoted price during checkout.
What's Included
3D Secure for merchants that require it
Apple Pay, Google Pay, Samsung Pay support
ATM access (physical card at any ATM, virtual at NFC-enabled ATMs)
Visa Signature benefits: luxury hotel access, airport lounges, 24/7 concierge, purchase protection, extended warranty, and more
Accepted anywhere Visa is accepted in 180+ countries
For a full comparison with other card types, see Zypto Card Types Explained.
Questions? Our support team is available 24/7 in most regions.